Navigating the credit card perks landscape can be confusing with so many selections available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always aware if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
Endowus vs. Syfe: Which Digital Wealth Platform is Better for Young Investors in Singapore?
- Online
- Contactless
- Dining
- Foreign Currency Spend
- Other expenditures
This information helps us identify your spending patterns and identify the optimal collection of credit cards based on your spend.
===
**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our database of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all leading banks and providers in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also suggest options for further optimization such as only focusing on select bank offerings or cards with no required first-year annual fee.
===
How to Get Your Credit Card Annual Fee Waived: A Step-by-Step Guide
**Continuous Monitoring and Recommendations**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your spending and notifies you of changes to your selection to boost your miles earned. This proactive method ensures you always have the optimal selection to achieve the highest returns.
===