Understanding the credit card perks landscape can be confusing with so many choices available, each offering different offers, benefits, and advantages. We have streamlined the process to make it easier to start in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are improved choices for you.
**Analysing Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
Nikko AM STI ETF vs SPY/VOO: Which ETF is Better for Young Singaporean Investors?
- E-commerce
- Tap-and-go
- Food and beverage expenses
- Overseas spending
- General Spend
This information helps us identify your spending patterns and determine the optimal collection of credit cards based on your spend.
===
**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also suggest options for further optimization such as only filtering cards by banks or cards with no required first-year annual fee.
===
Endowus vs. Syfe: Which Digital Wealth Platform is Better for Young Investors in Singapore?
**Dynamic Tracking and Advice**
Since credit card terms can change over time, our platform continuously updates its recommendations based on your expenses and informs you of changes to your selection to maximize your miles earned. This dynamic approach ensures you always have the best credit card portfolio to gain the most advantages.
===